Manual Payments Cost More Than You Think

Integrating payment functionality into AP/AR platforms presents significant hurdles, from technical complexities and security concerns to managing regulatory compliance and ensuring a positive user experience. Traditional payment methods can be inefficient, costly and lack the real-time visibility modern businesses demand.

Integration Complexity

Connecting with diverse payment processors, banks and gateways involves navigating disparate APIs and data formats, demanding substantial development resources. Building and maintaining this infrastructure in-house can be expensive and require specialized expertise.

Security and Compliance Burdens

Handling sensitive payment data necessitates robust security measures and strict adherence to regulations. Staying updated with the evolving regulatory landscape adds a continuous burden.

Inefficient and Manual Processes

Reliance on file-based ACH processes and paper checks can be time-consuming, error-prone and lack real-time tracking and visibility, impacting cash flow and partner relationships.

“What’s unique about Dwolla is their stronghold on ACH. And for business payments, ACH transactions for an invoice is usually more preferable. Dwolla helps us initiate ACH transfers, which is huge in the B2B community. Paying out someone has to be timely and prompt. With Dwolla and leveraging the ACH Network, we have the ability to be relevant in this market.”

AP/AR PlatformCEO/Co Founder

Simplify Integration and Reduce Development Effort

Dwolla's unified API streamlines the integration of payment functionality into your AP/AR platform. By connecting to a single provider, you abstract away the complexities of multiple integrations, reducing development time and costs.

Integrate pay-by-bank payments and Open Banking Services, including instant account verification and real-time balance checks, through a single, well-documented platform.
Leverage comprehensive developer docs, a fully simulated sandbox environment and dedicated support to accelerate integration.
Easily integrate payments into your current platform and maintain control of the branding and user experience with Dwolla’s white-label solution.

Improved Experiences through Faster Payments

Automate Payments and Enhance Efficiency

Dwolla's API-powered automation helps eliminate manual ACH processes, reduce errors and accelerate payment processing times. It also provides real-time visibility into payment statuses, improving reconciliation and cash flow.

Automate ACH processes including file creation, validation, submission and error handling.
Webhooks help with cash flow and payment predictability by providing real-time payment information and notifications, including when payments run into issues.
Correlation IDs track payments end to end, connect payments initiated through Dwolla to payment information in other systems and can be used to automatically close out open accounts receivable.

Support with Security and Compliance Responsibilities

Partnering with Dwolla allows you to leverage our expertise and secure infrastructure. We stay informed about regulatory changes to help your payments remain compliant, and we've implemented sophisticated security practices to help safeguard your data and give you peace of mind.

AP/AR platforms don’t need to store or transmit sensitive payment data after initial setup with Dwolla, helping decrease the risk of data exposure, breach and interception by bad actors.