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Payment Methods

Standard ACH
Standard processing times.

Same Day ACH
Expedite your payments.

Instant Payments
Transfers in near real-time.


Digital Wallet
Initiate faster transactions by utilizing Dwolla's Digital Wallet to hold funds.

Real-time notifications.

Correlation IDs
Tracking transactions and reconciling bank records.

Addenda Records
Additional transaction information, like a note or memo.







Open Banking Services
Instant account verification, balance checks and fraud mitigation.

Digital interactions result in unique identifiers.

Bank Verification
Smoother, safer, more efficient transactions.

Secure Exchange Solution
Securely exchange data with trusted partners.


Sandbox Environment
Simulate use cases and try out features.

Dedicated Support
Supporting your payments journey.

One Vendor. One API. One A2A Payment Solution.

Dwolla simplifies the A2A payment experience through its Open Banking Services by providing instant account verification, balance checks, fraud mitigation and more.

Your One-Stop Shop for A2A Payments

Traditionally, navigating the complexities of A2A payments has been a challenge for businesses, often requiring multiple vendors, APIs and technical integrations. Dwolla enables enterprises to digitally transform their payments by offering a comprehensive, modern solution encompassing instant account verification, balance checks, fraud mitigation and A2A transfers through a unified integration.

Comprehensive Solution
Dwolla’s single API enables enterprises to create rich payment experiences embedded within their applications through access to open banking services, including:
  • Verification of customer and business records 
  • The secure exchange of account credentials
  • Fraud mitigation
Reduced Time and Effort
Dwolla’s single API enables businesses to process fast and secure A2A transactions through a single vendor. Dwolla simplifies the integration process by streamlining contract management, technical integration and ongoing maintenance efforts. 
Modular Approach
Dwolla’s scalable and customizable solution is built to fit the specific needs of mid- to enterprise-sized clients.
“We want to make sure we have a seamless process with our end users. We want to make things faster, more efficient and more secure for our clients.”
Financial ServicesChief Executive Officer
“We have opportunities to make a good solution even better with Dwolla. The biggest hurdle we’ve had to overcome was risk. We’ve reduced processing times and added volume, while reducing risk or negative events for our clients.”
HealthcareEnterprise Marketing Technology Consultant

“There hasn’t been any downtime or issues that prevented either the distribution or contribution side of our payment infrastructure. If the goal is to build a really great user experience, Dwolla is the best solution we’ve found.”


Leading Open Banking in North America

40+ Partners
20M+ End-Users
121M+ Annual Transaction Volumes
99.9% Uptime, 365 Days

Dwolla Connect

Dwolla Connect is a unified API solution across financial institutions and account-to-account payment methods and is designed specifically for mid- to enterprise-sized businesses with established payment operations. It empowers them to undergo a seamless digital transformation from outdated payment systems, manual processes, and file-based operations to fully streamlined, automated processes.


Talk to a Payments Expert