Skip to content
PAY BY BANK

Instant Payments
Send funds instantly via the RTP® Network and FedNow® Service.

Same Day ACH
Move money faster with same-day bank transfers.

Standard ACH
Reliable, low-cost bank transfers at standard processing times.

 

 

 
FEATURES

Unified API
One integration across ACH and real-time rails — less to build, less to maintain.

Automated Payments
Reduce manual workflows and exceptions with automated bank transfers.

Mass Pay
Disburse to thousands of recipients with a single API request.

Open Banking Services
Verify accounts instantly, check balances, and reduce fraud exposure.

Digital Wallet
Hold funds on-platform to initiate faster, more flexible transfers.

 

 

Data Visibility
Track, reconcile, and report on payment activity across all rails.

Security
Tokenization, bank verification, and 24/7 monitoring for high-stakes money movement.

Integration
Go live faster with robust developer docs and a dedicated integration team.

Sandbox Environment
Test payment flows and edge cases before you go live.

Dedicated Support
Expert support from onboarding through scale — real people when it matters.

SOLUTIONS

Enterprise
Hold and move funds with an embedded digital wallet.

Balance
Hold and move funds with an embedded digital wallet.

Connect
Integrate Dwolla with your existing banking relationship.

 
USE CASES

B2B Payments
Move large payment volumes with clean reconciliation and fewer exceptions.

Marketplaces
Pay out sellers and vendors reliably at scale.

Property Management
Automate rent, deposits, refunds, and owner payouts.

Unload/Load Digital Wallet
Move funds on and off your platform with a single integration.

Payouts
Pay out funds quickly and securely

AP/AR Payments
Reduce manual AP/AR workflows and reconciliation overhead.

Buy Now, Pay Later (BNPL)
Support installment disbursements and repayments with standardized exception handling.

INDUSTRIES

Insurance
Automate reimbursements and disbursements with traceable, predictable outcomes.

Real Estate
Move high-stakes funds with the operational clarity and fraud controls real estate demands.

Lending
Standardize disbursements and repayments across ACH and real-time rails.

Healthcare
Modernize bank transfers for billing, claims, and provider payouts.

Manufacturing
Move supplier and vendor payments with less manual overhead and better visibility.

Modernize Your Payments

Digitally Transform Your Legacy Payment Operations with Dwolla Connect
Connect-Hero

Pain Points Dwolla Connect Solves

1
Legacy Payment Methods
Modernize your payment processes and eliminate the inefficiencies of manual A2A files and paper checks.
2
Slow Processing Times
Accelerate payment processing, improve cash flow and enhance your customers' experience.
3
Multiple Complex Bank Integrations
Simplify your integrations with our streamlined API and direct bank connections.
4
Lack of Automation

Increase speed and decrease errors by automating payments and processes.

“Dwolla’s customer service and the ability to get a response from a human being quickly has made our business thrive. The fast turnaround of customer support is the reason we think Dwolla is the backbone of our company.”
Real EstateCEO

Dwolla Connect Features

Dark Orange (1)
Automated Pay by Bank Payments

Automate your account-to-account payments with our flexible options. Our robust platform helps you provide efficient and reliable payments, regardless of your specific needs.

Dark Orange (3)
Direct Bank Integration
Streamline your payment processes and minimize integration efforts with our direct bank connections. We provide and maintain a single point of connection to your preferred banks, which helps ease your integration and maintenance processes and enables quicker time-to-market for your solution.
Dark Orange (2)-1
Single API

Simplify your integration process with our unified API. Access a wide range of payment functionalities and open banking tools through a single solution. This streamlined approach helps reduce development and maintenance time and effort, allowing you to focus on your core business.

Dark Orange (5)-1
Cost Savings

Dwolla's solution enables businesses to reduce payment operation costs by replacing legacy payment methods and streamlining manual processes. This can result in substantial savings, particularly for companies that handle a high volume of transactions.

Dark Orange (2)
Enhanced Payment Experience

Dwolla’s unified API streamlines the payment experience by integrating instant account verification, balance checks and risk mitigation, resulting in quicker and more secure transactions. This enhancement can significantly boost customer satisfaction and trust in the payment experience.

Experience the Dwolla Difference

At Dwolla, we're committed to providing exceptional customer support throughout your entire journey. Our dedicated team of pay by bank and open banking experts is available to assist you with:

  • Comprehensive Developer Resources: Access our extensive developer documentation, code samples and API references to streamline integration and troubleshooting. 
  • Dedicated Implementation Support: Our experienced implementation team will guide you through onboarding, helping you create a smooth and efficient setup.
  • Ongoing Support: Find answers to your questions in our extensive collection of support articles. Still need help? Our knowledgeable support team is ready to assist!
  • Personalized Assistance: Benefit from personalized support tailored to your specific needs.

 

With our dedicated support, you can focus on growing your business while we handle the complexities of pay by bank payments.

Automate your payments in as little as ten days.

Dwolla's full-service approach replaces legacy payments technology with a single solution, improving security, data visibility and the customer experience.

 

cta-image

Talk to an Expert

Let's build something innovative together.