Same Day ACH

Shorten the standard ACH transfer timeline to make funds available on the same business day.

Benefits of Same Day ACH Payouts Using Dwolla’s API

Programmable Payments

Boost the timing in which funds are delivered to a user’s bank account through automated, expedited processing times.

Controlled Cash Flow

Shorten the ACH processing window and give users quicker access to their funds.

Affordable Transaction Costs

Avoid the costs that come with credit cards and manual processes.

Additional Same Day ACH Details

Expediting the ACH Transfer Timeline

Dwolla currently offers Same Day bank transfers for ACH credits. As long as the transaction is initiated prior to 12 p.m. on a non-holiday business day, funds will arrive in the receiving bank account by the end of business that same day. If a Same Day credit is initiated at 9:30 a.m. on Monday, it will be sent out by noon and arrive in the receiving bank account by the end of business on Monday.

Find more information about Dwolla’s transfer timelines here.

Will Same Day ACH complicate my ACH API integration?

For businesses interested in Same Day ACH, Dwolla provides developer documentation to help navigate Dwolla’s ACH API. Businesses can take advantage of Same Day ACH credit transfers on a per transfer request basis.

Do my end users need a special bank, app or feature to receive Same Day payments?

No, all banks and credit unions are required to accept Same Day ACH transfers. After integrating Dwolla’s ACH payment API, businesses can onboard new users and have them add their existing bank account.

“Our return on investment was almost immediate. We were able to get up and running in no time with Dwolla’s straightforward API. Dwolla’s flexible options such as Same Day ACH gave us the flexibility our customers demand.”
Josh Wolf

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