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Payment Methods

Standard ACH
Standard processing times.

Same Day ACH
Expedite your payments.

Instant Payments
Transfers in near real-time.


Digital Wallet
Initiate faster transactions by utilizing Dwolla's Digital Wallet to hold funds.

Dwolla Dashboard
Access and manage your payments data through the our user-friendly interface.

Real-time notifications.

Correlation IDs
Tracking transactions and reconciling bank records.

Addenda Records
Additional transaction information, like a note or memo.







Open Banking Services
Instant account verification, balance checks and fraud mitigation.

Digital interactions result in unique identifiers.

Bank Verification
Smoother, safer, more efficient transactions.

Secure Exchange Solution
Securely exchange data with trusted partners.


Sandbox Environment
Simulate use cases and try out features.

Dedicated Support
Supporting your payments journey.

Fully Simulated Testing Environment

Simulate use cases and try out platform features in the Dwolla Sandbox before releasing them to production.

Supporting Your Payment Integration

Dwolla provides a fully simulated testing environment where developers and businesses can experiment, iterate and refine their payment integrations without incurring real-world risks.

Developer sandbox, with dashboards, postman logo, verification checkmark, and key
Validate Functionality
Create external parties, initiate transfers, attach test funding sources and test your webhook setup so you can take your solution to production with confidence.
Isolated Environment
Increased load and activity in Sandbox doesn’t impact our production platform and API. Test without real consequences, and use fake data so real information isn’t exposed.
Fully Simulated
Imitate production use cases, safely test your API calls and responses, and mock out low-volume and high-volume data in a controlled setting.
“The API integration was seamless and the documentation explanations are in a language designed specifically for developers. It only took one developer to integrate the Dwolla Platform with our application.”
Transportation CompanyChief Executive Officer

Leading Open Banking in North America

40+ Partners
20M+ End-Users
121M+ Annual Transaction Volumes
99.9% Uptime, 365 Days

Dwolla Connect

Dwolla Connect is a unified API solution across financial institutions and account-to-account payment methods and is designed specifically for mid- to enterprise-sized businesses with established payment operations. It empowers them to undergo a seamless digital transformation from outdated payment systems, manual processes, and file-based operations to fully streamlined, automated processes.


Talk to a Payments Expert