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PAY BY BANK

Instant Payments
Real-time payment processing.

Same Day ACH
Same day payment processing.

Standard ACH
Standard processing times.

 

 

 
FEATURES

Unified API
Fast transactions integrated with open banking all in one platform.

Automated Payments
Modernize your payments with pay by bank automation.

Mass Pay
Send multiple bank transfers with a single API request.

Open Banking Services
Instant account verification, balance checks and fraud mitigation.

Digital Wallet
Initiate faster transactions by utilizing Dwolla's Digital Wallet to hold funds.

 

 

Data Visibility
Access and manage your payments data through our user-friendly dashboard.

Security
Dwolla's platform is monitored 24/7/365 using a combination of internal and external tools and services.

Integration
Dwolla makes integrating pay by bank payments fast and easy.

Sandbox Environment
Simulate use cases and try out features.

Dedicated Support
Supporting your payments journey every step of the way.

SOLUTIONS

Enterprise
High-transacting payment automation

Balance
A digital wallet solution 

Connect
Direct bank connections 

 

 
INDUSTRIES

Insurance
Modernize outdated insurance payments

Real Estate
Revolutionize your real estate payments

Lending
Accelerate your lending operations

Healthcare
Elevate your healthcare payments

Manufacturing
Transform your manufacturing payments

USE CASES

B2B Payments
Streamline your business payments

Unload/Load Digital Wallet
Seamlessly move funds on and off your platform

Payouts
Pay out funds quickly and securely

LEGAL DOCUMENTATION

About Our Financial Institution Partners

Summary of Changes to the About Our Financial Institution Partners page - April 23, 2025
We are updating the About Our Financial Institution Partners page, which applies to your use of the Dwolla Account, Dwolla-Enabled Services and/or Dwolla Platform. The following provides a summary of the changes to the About Our Financial Institution Partners page. To see all of the changes, please read the full About Our Financial Institution Partners page.

  1. Under the header, we’ve added a Last Updated date of April 23, 2025.
  2. We updated Section 1 and Section 2 to update references regarding Dwolla Balances that have been assigned virtual account numbers.

 

About Our Financial Institution Partners

Last Updated: April 23, 2025

Financial institutions play an important role in our network. Dwolla operates a software platform that sends your payment instructions to our financial institution partners. Any funds transferred using the Dwolla Platform are transferred by one or more of our financial institution partners, depending on the method of payment. Currently, our financial institution partners are:

  1. Veridian Credit Union. Dwolla, Inc. is an agent of Veridian Credit Union. Your Dwolla Balance, if any, is held in one or more pooled holding accounts held by Veridian Credit Union. In addition, Real-Time Payments are performed by Veridian Credit Union, which holds funds on behalf of Recipients of such transactions in one or more pooled holding accounts held by Veridian Credit Union. Veridian Credit Union also holds funds in the Dwolla Balance that have been assigned a Virtual Account Number.  These funds may not be eligible for share insurance by the National Credit Union Share Insurance Fund. All Dwolla clients and their customers are customers of Veridian Credit Union, which provides ACH, Real-Time Payments, the Virtual Account Number feature, and Wire transfers to Dwolla users.
  2. Evolve Bank & Trust. Evolve provides ACH and Wire transfer services and holds funds in a Dwolla Balance that has been assigned a Virtual Account Number with Evolve. Dwolla clients who use our Virtual Account Number feature with Evolve and their customers are customers of Evolve Bank & Trust. All Evolve accounts are subject to the applicable Demand Deposit Account Agreement.