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PAY BY BANK

Standard ACH
Standard processing times.

Same Day ACH
Expedite your payments.

Instant Payments
Transfers in near real-time.

 
FEATURES

Unified API
Fast transactions integrated with open banking all in one platform.

Automated Payments
Modernize your payments with pay by bank automation.

Mass Pay
Send multiple bank transfers with a single API request.

Open Banking Services
Instant account verification, balance checks and fraud mitigation.

Digital Wallet
Initiate faster transactions by utilizing Dwolla's Digital Wallet to hold funds.

 

 

Data Visibility
Access and manage your payments data through our user-friendly dashboard.

Security
Dwolla's platform is monitored 24/7/365 using a combination of internal and external tools and services.

Sandbox Environment
Simulate use cases and try out features.

Dedicated Support
Supporting your payments journey.

SOLUTIONS

Balance
A digital wallet solution 

Connect
Direct bank connections 

Enterprise
High-transacting payment automation

 

 
INDUSTRIES

Insurance
Modernize outdated insurance payments

Real Estate
Revolutionize your real estate payments

Lending
Accelerate your lending operations

Healthcare
Elevate your healthcare payments

Manufacturing
Transform your manufacturing payments

USE CASES

B2B Payments
Streamline your business payments

Unload/Load Digital Wallet
Seamlessly move funds on and off your platform

Payouts
Pay out funds quickly and securely

Dwolla + Plaid: Streamline Your Payments

Transform your payment infrastructure with Dwolla and Plaid. 

Meet with a Payments Expert
A2A

The Benefits of Dwolla + Plaid

Combining Dwolla's pay by bank expertise with Plaid's open banking capabilities, we help deliver secure, efficient financial transactions.

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Comprehensive Solution
Access instant account verification, real-time balance checks, robust fraud prevention and pay by bank payments through a unified approach.
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Improved Efficiency and User Experience

Deliver faster transactions and streamlined customer experiences while reducing costs through automated, modern payment systems.
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Enhanced Security and Fraud Prevention

Protect sensitive data with advanced tokenization and gain access to sophisticated fraud prevention tools.
"We found the integration with Plaid via Dwolla to be remarkably simple, which translates directly to reduced maintenance complexity on our end. It has allowed us to streamline user account verification, reduce complexity and free up our team to focus on other priorities."
Jenna Johnson, Branded ResearchDirector of Product

How Dwolla + Plaid Works

There are two ways businesses can work with Dwolla and Plaid for open banking and pay by bank payments.

Dwolla’s Open Banking Services

  • Single vendor/single API solution through Dwolla
  • Available open banking features: Instant account verification (IAV) for about 10,000 U.S. financial institutions and real-time balance checks
  • Accelerates development cycles and allows for faster time-to-market

Dwolla’s Secure Exchange Solution

  • Separate contracts and API integrations with Dwolla and Plaid
  • Available open banking features: Plaid’s full suite of open banking features for identity verification, risk mitigation, and fraud monitoring
  • Minimizes data exposure and strengthens security through tokenization
Interested in learning more?

Transform Your Payments Today