Skip to content
Close
SEARCH
Login
Talk to Sales
Login
Talk to Sales
PAY BY BANK

Instant Payments
Settle funds immediately via the RTP® Network and FedNow® Service.

Same Day ACH
Move money faster with same-day bank transfers.

Standard ACH
Reliable, low-cost bank transfers at standard processing times.

 

 

 
FEATURES

Unified API
One integration across ACH and real-time rails — less to build, less to maintain.

Automated Payments
Reduce manual workflows and exceptions with automated bank transfers.

Mass Pay
Disburse to thousands of recipients with a single API request.

Open Banking Services
Verify accounts instantly, check balances, and reduce fraud exposure.

Digital Wallet
Hold funds on-platform to initiate faster, more flexible transfers.

 

 

Data Visibility
Track, reconcile, and report on payment activity across all rails.

Security
Tokenization, bank verification, and 24/7 monitoring for high-stakes money movement.

Integration
Go live faster with robust developer docs and a dedicated integration team.

Sandbox Environment
Test payment flows and edge cases before you go live.

Dedicated Support
Expert support from onboarding through scale — real people when it matters.

SOLUTIONS

Enterprise
Bank payments infrastructure for high-volume money movement.

Balance
Hold and move funds with an embedded digital wallet.

Connect
Integrate Dwolla with your existing banking relationship.

 
USE CASES

B2B Payments
Move large payment volumes with clean reconciliation and fewer exceptions.

Marketplaces
Pay out sellers and vendors reliably at scale.

Property Management
Automate rent, deposits, refunds, and owner payouts.

Unload/Load Digital Wallet
Move funds on and off your platform with a single integration.

Payouts
Pay out funds quickly and securely

AP/AR Payments
Reduce manual AP/AR workflows and reconciliation overhead.

Buy Now, Pay Later (BNPL)
Support installment disbursements and repayments with standardized exception handling.

INDUSTRIES

Insurance
Automate reimbursements and disbursements with traceable, predictable outcomes.

Real Estate
Move high-stakes funds with the operational clarity and fraud controls real estate demands.

Lending
Standardize disbursements and repayments across ACH and real-time rails.

Healthcare
Modernize bank transfers for billing, claims, and provider payouts.

Manufacturing
Move supplier and vendor payments with less manual overhead and better visibility.

Dwolla + Plaid: Streamline Your Payments

Transform your payment infrastructure with Dwolla and Plaid. 

Meet with a Payments Expert
A2A

The Benefits of Dwolla + Plaid

Combining Dwolla's pay by bank expertise with Plaid's open banking capabilities, we help deliver secure, efficient financial transactions.

Dark Orange (5)-1
Comprehensive Solution
Access instant account verification, real-time balance checks, robust fraud prevention and pay by bank payments through a unified approach.
Dark Orange (1)-1
Improved Efficiency and User Experience

Deliver faster transactions and streamlined customer experiences while reducing costs through automated, modern payment systems.
token-exchange_icon-Dark Orange
Enhanced Security and Fraud Prevention

Protect sensitive data with advanced tokenization and gain access to sophisticated fraud prevention tools.
"We found the integration with Plaid via Dwolla to be remarkably simple, which translates directly to reduced maintenance complexity on our end. It has allowed us to streamline user account verification, reduce complexity and free up our team to focus on other priorities."
Jenna Johnson, Branded ResearchDirector of Product

How Dwolla + Plaid Works

There are two ways businesses can work with Dwolla and Plaid for open banking and pay by bank payments.

Dwolla’s Open Banking Services

  • Single vendor/single API solution through Dwolla
  • Available open banking features: Instant account verification (IAV) for about 10,000 U.S. financial institutions and real-time balance checks
  • Accelerates development cycles and allows for faster time-to-market

Dwolla’s Secure Exchange Solution

  • Separate contracts and API integrations with Dwolla and Plaid
  • Available open banking features: Plaid’s full suite of open banking features for identity verification, risk mitigation, and fraud monitoring
  • Minimizes data exposure and strengthens security through tokenization
Interested in learning more?

Transform Your Payments Today