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PAY BY BANK

Instant Payments
Settle funds immediately via the RTP® Network and FedNow® Service.

Same Day ACH
Move money faster with same-day bank transfers.

Standard ACH
Reliable, low-cost bank transfers at standard processing times.

 

 

 
FEATURES

Unified API
One integration across ACH and real-time rails — less to build, less to maintain.

Automated Payments
Reduce manual workflows and exceptions with automated bank transfers.

Mass Pay
Disburse to thousands of recipients with a single API request.

Open Banking Services
Verify accounts instantly, check balances, and reduce fraud exposure.

Digital Wallet
Hold funds on-platform to initiate faster, more flexible transfers.

 

 

Data Visibility
Track, reconcile, and report on payment activity across all rails.

Security
Tokenization, bank verification, and 24/7 monitoring for high-stakes money movement.

Integration
Go live faster with robust developer docs and a dedicated integration team.

Sandbox Environment
Test payment flows and edge cases before you go live.

Dedicated Support
Expert support from onboarding through scale — real people when it matters.

SOLUTIONS

Enterprise
Hold and move funds with an embedded digital wallet.

Balance
Hold and move funds with an embedded digital wallet.

Connect
Integrate Dwolla with your existing banking relationship.

 
USE CASES

B2B Payments
Move large payment volumes with clean reconciliation and fewer exceptions.

Marketplaces
Pay out sellers and vendors reliably at scale.

Property Management
Automate rent, deposits, refunds, and owner payouts.

Unload/Load Digital Wallet
Move funds on and off your platform with a single integration.

Payouts
Pay out funds quickly and securely

AP/AR Payments
Reduce manual AP/AR workflows and reconciliation overhead.

Buy Now, Pay Later (BNPL)
Support installment disbursements and repayments with standardized exception handling.

INDUSTRIES

Insurance
Automate reimbursements and disbursements with traceable, predictable outcomes.

Real Estate
Move high-stakes funds with the operational clarity and fraud controls real estate demands.

Lending
Standardize disbursements and repayments across ACH and real-time rails.

Healthcare
Modernize bank transfers for billing, claims, and provider payouts.

Manufacturing
Move supplier and vendor payments with less manual overhead and better visibility.

Come Join Us

Be a part of our diverse and innovative Dwolla team, where you will contribute to the development of cutting-edge account-to-account payment solutions that transform the way businesses and their customers pay and get paid.

Join our Team

 

 

Our Mission

At Dwolla, our mission is to empower innovators with a modern payments platform that is flexible, reliable and easy-to-use.

Born out of frustration with the high cost and complexity of traditional money transfers, Dwolla has evolved from a peer-to-peer digital wallet startup to a modern platform that helps businesses move tens of billions of dollars every year. We are proud to see the diverse ways our clients and partners incorporate our technology as a core component of their platforms or as a value-added enhancement to their existing systems.

Leading the way for open banking and embedded finance, we continuously stay at the forefront of the industry by challenging the status quo with innovative and user-friendly solutions. By joining forces with visionaries across various industries, Dwolla continues to push the boundaries of fintech and drive our mission of enabling innovators in the ever-evolving financial landscape.

A woman with a card, buildings, a couple making a payment on a computer, a computer screen with code, someone make a payment

Our Team

The people are what make Dwolla different. At Dwolla, our team is driven by diverse experiences, ideas and people to bring the business benefits of account-to-account payments into the modern digital age. Our talented individuals across the U.S. are dedicated to creating a world that moves money simply and securely – unlocking innovative potential for businesses and their customers alike.

A diversity of group of individuals

Our Leadership

Black and white portrait of Dave Glaser, CEO
TOUCH
CEO Dave Glaser
CEODave Glaser
Black and white portrait of Skyler Nesheim, CTO
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CTO Skyler Nesheim
CTOSkyler Nesheim

Guided By Our Values

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Change the Status Quo
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Build Trust Through Transparency, Empathy and Action
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We Are Never Done
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Inclusion Fuels Success