About us

Dwolla launched on December 1st of 2010. Our company powers billions of dollars in commerce annually. Many of our customers are fast-growing technology companies around the country. Our financial backing is provided by Union Square Ventures, Foundry Group, and Andreessen Horowitz.

The problem

Integrating software with the banking system is complex, time-consuming, and resource intensive.

Our solution

Access API

The ideal API to move money. Build your business on our scalable payments platform.

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Our values

Our partners rely on us as a critical part of their infrastructure. We take pride in playing an important role in the success of our customers. Our values are the guiding force in the way we think about our software and service.

Money = Data

Money is the data that drives our economy and our businesses. We believe in the value of digital infrastructure to securely exchange money.

Math is Security

Our team believes protecting data means investing in a great math-based defense. We are a learning organization with iterative security in our DNA: strong cryptography, statistical analysis, machine learning, continuous monitoring and ongoing training inside and outside of our team.

Bank Agnostic

Wherever you bank and wherever your customers bank, Dwolla just works right out of the box. Our products are agnostic to where you bank and so are we. Our company and software is built to service you no matter where in the US you bank.

Growth Comes from Customer Growth

The success of our partners and customers is our success. We operate at scale, while scaling with multiple partners.

Always On, Always Improving

While providing our customers with dedicated “Iowa nice” support, we test and defend our platform as well as yours. Our monitoring services continuously scan for attacks and anomalies, and we’re always making proactive improvements.

Solve the Right Problem

With enough time and money, any problem is solvable. We work to solve the right problems for the right reasons with our customers. We work with well-funded companies focused on executing well.

Play the Long Game

We lead our teams and communities forward by contributing to the greater good. Whether that’s organizing food drives, contributing to the open source community, or participating in information security organizations, we consider contributing externally to be as important as contributing internally.

We believe that you solve big problems by making the right incremental improvements. We contribute at the community level but also with national and global finance technology initiatives, like our recent work with the Federal Reserve and contribution to the Faster Payments Initiative in the United States.

We Are Never Done

There is no end state. We must be relentless in the pursuit of success for our customers, our team, and our community.

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Financial institutions play an important role in the Dwolla network.

Dwolla, Inc. is an agent of Veridian Credit Union and Compass Bank and all funds associated with your account in the Dwolla network are held in pooled accounts at Veridian Credit Union and Compass Bank. These funds are not eligible for individual insurance, including FDIC insurance and may not be eligible for share insurance by the National Credit Union Share Insurance Fund. Dwolla, Inc. is the operator of a software platform that communicates user instructions for funds transfers to Veridian Credit Union and Compass Bank.