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Payment Methods

Standard ACH
Standard processing times.

Same Day ACH
Expedite your payments.

Instant Payments
Transfers in near real-time.

 
Features

Digital Wallet
Initiate faster transactions by utilizing Dwolla's Digital Wallet to hold funds.

Dwolla Dashboard
Access and manage your payments data through our user-friendly interface.

Mass Pay
Send multiple bank transfers with a single API request.

Webhooks
Real-time notifications.

Correlation IDs
Tracking transactions and reconciling bank records.

Addenda Records
Additional transaction information, like a note or memo.

Security

Open Banking Services
Instant account verification, balance checks and fraud mitigation.

Tokenization
Digital interactions result in unique identifiers.

Bank Verification
Smoother, safer, more efficient transactions.

Secure Exchange Solution
Securely exchange data with trusted partners.

Benefits

Sandbox Environment
Simulate use cases and try out features.

Dedicated Support
Supporting your payments journey.

Direct, instant, secure.

Dwolla's your unified pay by bank solution.

 
Replace legacy payments technology with Dwolla, your full-service account-to-account payments provider. Together, we’ll improve your payment speed, security and data visibility.
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Trusted By

Our Single Solution Powers Payments for Every Industry

  • Insurance
  • Lending
  • Real Estate
  • Healthcare
  • Manufacturing

Digital Payments Elevate the Insurance Industry

Outdated payment systems and manual processes plague the insurance industry. Dwolla helps you digitally transform your tech stack, improving cash flow, payment predictability, security, and policyholder experience.

Woman making a payment on her computer.

 

Faster Payments for the Lending Industry

Dwolla empowers lenders to eliminate the manual processes and outdated payment systems that negatively impact your payment speed, efficiency and security, and borrower experience.

 

A group of people sitting at a table, 2 men are shaking hands.

 

Revolutionizing Real Estate Payments

Turn to Dwolla to replace legacy technology and outdated payment systems in real estate with faster, more secure alternatives to enhance your vendor and supplier relationships.

 

A row of Victorian style homes.

 

Providing Secure, Online Payments for the Healthcare Industry

Dwolla provides healthcare companies with the tools required to digitally transform payment processing, improving your payment speed, security and patient experience.

 

A group of business individuals shaking and with charts on the table.

 

Transforming Payments in Manufacturing

Buyer-supplier relationships are enhanced by Dwolla’s ability to equip manufacturing companies with the tools and technology required to improve your payment speed, efficiency and security.

 

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We’re a Leader in the Pay by Bank Revolution

40+ Partners
20M+ End-Users
121M+ Annual Transaction Volumes
$50B+ Annual Transactions
Digitally Transform Your Payments With Dwolla

We make it easy to integrate pay by bank payments in as little as 10 days.

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Streamline with a Single API
Dwolla’s single solution can simplify the integration process, improving your payment operations efficiency by over 800%.
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Save Money with Digital Solutions
Free yourself from legacy payments. Dwolla can save your business up to 92% in payment processing costs.
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Seamlessly Integrate Your Bank
Streamline integrations across payment types and financial institutions.
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Secure Your Data
Increase payment security and protect your sensitive data with encryption, tokenization, and other security measures from Dwolla.

Ready to transform your payments process?

Join the digital transformation revolution.

“Our return on investment was almost immediate. We were able to get up and running in no time with Dwolla’s straightforward API. Dwolla’s flexible options such as Same Day ACH gave us the flexibility our customers demand."

TransportationCEO

“The time savings component is huge for us, as we would have had to hire an additional employee to support our previous payment processes. Dwolla saves us time and provides us with great customer service and responses on the same day. When dealing with service providers—that’s rare.”

InsuranceSenior Controller

“We wanted to capture the speed of money movement today, and Dwolla’s solution is the core  piece that helped us digitally transform our funds flow that powers the whole process that makes our product work.”

FintechCo-Founder

“Dwolla’s customer service and the ability to get a response from a human being quickly has made our business thrive. The fast turnaround of customer support is the reason we think Dwolla is the backbone of our company.”

Real EstateCTO

Offer Customizable Solutions

Do you need a branded interface? Are you looking to scale your payments? Dwolla offers a variety of customizable solutions to meet the specific needs of your business. Digitally transform your payments and control your customer experience by integrating our white-label API directly into your application or product offering.

  • Bank Agnostic
  • White-Label
  • Scalable
Branded Application on a Phone

Process Payments Instantly

Say goodbye to long payment processing times with Dwolla. Our payment technology provides access to the RTP® Network or the FedNow® Service to clear and settle payments almost immediately, turning your company into an instant payments organization.

  • Send Funds in Real Time
  • Improve Payment Transparency
  • Initiate RTP or FedNow Transfers From Your Existing Bank
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Access Open Banking Services

Are you juggling multiple vendors, APIs and technical integrations? Step into the future of payments with Dwolla’s modern, comprehensive solution that provides instant account verification, balance checks and A2A transfers through unified integrations with industry leaders.

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“Beyond the user-friendly API and competitive pricing of Dwolla’s solution, we also turned to them because we trusted in the people behind the solution.”

Cyrus SummerlinCo-Founder and CEO, Extra

“Dwolla’s clean API documentation really supported our business as we determined the best product market fit. It was very flexible, had clean code and you know the people behind it really care about efficiency and performance.”

InsuranceCo-Founder and CEO

“Dwolla is continuing to evolve and build out its products based on feedback and customer needs, which is huge for us. You’re not stale, you are continually moving forward and doing a great job in the market. Having you as part of our platform provides credibility.”

Real EstateCo-Founder and CTO

“What distinguished Dwolla was the heavy emphasis on compliance and the overall polish around the White Label aspect of the business. The API was clean, it was easy to understand and we were up and running very quickly compared to some of the other vendors."

InvestmentsCTO
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