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PAY BY BANK

Instant Payments
Real-time payment processing

Same Day ACH
Same day payment processing

Standard ACH
Standard processing times

FEATURES

Unified API
Fast transactions integrated with open banking, all in one platform

Automated Payments
Modernize your payments with pay by bank automation

Mass Pay
Send multiple bank transfers with a single API request

Open Banking Services
Instant account verification, balance checks and fraud mitigation

Digital Wallet
Initiate faster transactions by utilizing Dwolla's Digital Wallet to hold funds

 

Data Visibility
Access and manage your payments data through our user-friendly dashboard

Security
Dwolla's platform is monitored 24/7/365 using a combination of internal and external tools and services

Integration
Dwolla makes integrating pay by bank payments fast and easy

Sandbox Environment
Simulate use cases and try out features

Dedicated Support
Supporting your payments journey every step of the way

SOLUTIONS

Enterprise
High-transacting payment automation

Balance
A digital wallet solution 

Connect
Bring your own bank

USE CASES

B2B Payments
Optimize your company's payment operations

Marketplaces
Pay out your sellers and providers quickly and securely

Property Management
Streamline property rent collection and vendor payments

Unload/Load Digital Wallet
Seamlessly move funds on and off your platform

Payouts
Pay out funds quickly and securely

AP/AR Payments
Automate accounts payable and receivable to improve cash flow and boost efficiency

Buy Now, Pay Later (BNPL)
Modernize installment payments with secure pay-by-bank

INDUSTRIES

Insurance
Upgrade your insurance payment processes for speed and efficiency

Real Estate
Streamline payment flows for every real estate transaction

Lending
Expedite loan disbursements and streamline repayment collections

Healthcare
Simplify patient billing and streamline provider reimbursements

Manufacturing
Optimize B2B payments across your supply chain and operations

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3 min read

Q4 2025 | Release Notes

Dashboard

Customers List Usability Enhancements

The Customers List page now makes it easier for you to understand customer status and take action at a glance. The update separates customer type and status into distinct columns and introduces clearer visual indicators throughout the page.

What’s new:

  • A dedicated Customer Type column with icons for Personal Verified, Business Verified, Unverified and Receive-only customers
  • Disabled icon versions to quickly identify deactivated or suspended customers, with tooltips for added clarity
  • A separate Customer Status column with refreshed, easy-to-understand icons
  • A new indicator for customers with onboarding actions required, plus a shortcut to view onboarding details directly from the customer actions menu

customers-list-page-screenshot.PNG

Account Funding Sources Page Refresh

The Account Funding Sources page has been refreshed with an updated look and feel, making it easier for you to manage and review your funding sources. We also added the ability to filter funding sources by type and view the full routing number and last four digits of the account number directly on each funding source card. This frequently requested update gives you the same level of detail for your own funding sources that you have for your customers’ funding sources.

Other Dashboard Improvements
  • Funds Flow Overview Update: This page now shows transfer legs that are pending creation, or were prevented from being created by errors during the transfer (like suspensions or negative balance situations). This provides a clearer, more complete picture of money movement in the system.
  • Transfers Page Filter Updates: Based on your requests, we've added the ability to filter transfers by Correlation ID and input multiple filters (like min and max amount) without having to wait for the page to finish loading.
  • ACH Return Rates Report Time Zone Selector: This report defaults to the UTC/GMT time zone, but now you have the option to adjust it to your time zone if that works better for you.
  • User Interface Update: The Account Details and Features pages have a refreshed and more intuitive user interface.


Balance


Push to Card (Closed Beta)

Dwolla’s push to card capability will expand your instant payout options beyond bank rails. Push to card lets you send funds in near-real time to eligible U.S. debit cards using the same Dwolla integration you rely on for ACH and instant bank payments. Although we are currently running a closed beta, you can join the waitlist to be considered for early access once the beta period ends.

Form 1099-Ks for Tax Year 2025 Now Available

For clients and end users who have already provided their tax information, Form 1099-Ks for tax year 2025 were distributed in January. If you or your end users meet the IRS reporting thresholds for Form 1099-K but have not yet provided your tax information, please do so as soon as possible to ensure timely delivery of your Form 1099-K and avoid suspension of your or your end user’s account. You can find more information on our Understanding Form 1099-K page.


Developer Tools

Typescript SDK - Production Ready


Our TypeScript SDK has graduated from beta to general availability and is production‑ready! Built as the modern successor for developers using dwolla-v2-node or third‑party HTTP clients, it delivers type‑safe integration with the Dwolla API. 

The GA release includes full API coverage generated from our OpenAPI specification, rich TypeScript definitions for IDE support and autocomplete, and proven stability across core operations like authentication, customers, funding sources and transfers.

Want the backstory? Read our blog post for why we built it and how it improves the developer experience and quality of your integration with Dwolla.

Get started with the GA package dwolla-typescript on NPM and view the GitHub repository for docs and examples. Questions or feedback? Email developers@dwolla.com.

New PHP SDK (Beta Release)

We’re excited to introduce the beta release of our modernized PHP SDK, designed to replace the legacy dwolla-swagger-php library with a more developer‑friendly experience. Generated from our OpenAPI specification, this SDK brings modern PHP standards, type‑safe integration, IDE autocomplete support, simplified authentication and request handling, and reliable support for all API operations.

Check out the beta package dwolla-php v0.0.1-beta1 on Packagist and view the GitHub repository for installation and examples. As you use it, please share feedback on usability, bugs and feature requests at developers@dwolla.com.

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