Meet Your Connection to the
US Banking System

Use ACH transfers to send funds to your users.

Test Sending Funds in Dwolla’s Sandbox

Receive funds faster with Dwolla’s white-label API

Test Receiving Funds in Dwolla’s Sandbox

Allow users to send and receive funds

Test Sending and Receiving Funds in Dwolla’s Sandbox

Facilitate the transfer of funds between users through your application

Test Facilitating Transfers in Dwolla’s Sandbox

Allow users to send funds from one account to another

Test Sending Funds Between Bank Accounts in Dwolla’s Sandbox

Simplify the Complexities of Integrating with the ACH Network

Whether you need to pay, collect or facilitate payments, integrate with our seamless API and use Dwolla to facilitate your payment requests through the ACH Network.

Integrate

Get up and running with Dwolla’s clear and supported integration process.

Seamless Integration
Webhooks for transaction status
Instant Bank Verification

Automate

Once you’re set up with Dwolla, save time with automation.

Scalable

With Dwolla, as your business and transaction volume grow, your costs remain consistent.

Security

At Dwolla, security is a part of our culture. We are always improving to make sure we continually earn your trust.

Third-party testing
Tokenization
SSAE 18 SOC2 Type 2

With Dwolla, bank verification is easy and simple

Dwolla simplifies a complex process so you can handle payments in a way that actually pays off.

Dwolla.js

Bank verification for developers in just a few lines of code. Dwolla.js powers instant bank verification within your Dwolla API application, never hitting your servers with customers’ sensitive financial information.
Micro-deposits

Micro-deposits are an easy and traditional way to verify a customer bank account.

dwolla.js

dwolla.iav.start('8zN400zyPUobbdmeNfhTGH2Jh5JkFREJa9YBI8SLXp0ERXNTMT', {
  container: 'iavContainer',
  stylesheets: [
  'https://fonts.googleapis.com/css?family=Lato&subset=latin,latin-ext',
    'https://myapp.com/iav/customStylesheet.css'
  ],
  microDeposits: false,
  fallbackToMicroDeposits: true,
  backButton: true,
  subscriber: ({ currentPage, error }) => {
      console.log('currentPage:', currentPage, 'error:', JSON.stringify(error))
    }
}, function(err, res) {
  console.log('Error: ' + JSON.stringify(err) + ' -- Response: ' + JSON.stringify(res));
});

dwolla.js

dwolla.iav.start('8zN400zyPUobbdmeNfhTGH2Jh5JkFREJa9YBI8SLXp0ERXNTMT', {
  container: 'iavContainer',
  stylesheets: [
  'https://fonts.googleapis.com/css?family=Lato&subset=latin,latin-ext',
    'https://myapp.com/iav/customStylesheet.css'
  ],
  microDeposits: false,
  fallbackToMicroDeposits: true,
  backButton: true,
  subscriber: ({ currentPage, error }) => {
      console.log('currentPage:', currentPage, 'error:', JSON.stringify(error))
    }
}, function(err, res) {
  console.log('Error: ' + JSON.stringify(err) + ' -- Response: ' + JSON.stringify(res));
});

Dwolla.js

Bank verification for developers in just a few lines of code. Dwolla.js powers instant bank verification within your Dwolla API application, never hitting your servers with customers’ sensitive financial information.

Micro-deposits

Micro-deposits are an easy and traditional way to verify a customer bank account.

Visualize Your Payments

Manage customers, view transactions and find business trends with Dwolla’s user-friendly dashboard.

Control multi-user permissions with only a few clicks

View transactions received and sent across your platform

Easily manage cash flow and stay on top of optimal earnings

Learn More

Get More with Dwolla

Bolster your integration with our integration partners.

Plaid

Plaid gives Dwolla customers a solution that enables your users to quickly and securely verify bank account ownership.

Learn more about the Dwolla + Plaid Integration

Sift

Sift helps you detect and prevent fraud with easy to integrate, real-time risk scoring powered by large-scale machine learning.

Learn more about the Dwolla + Sift Integration

Don't Switch Your Bank. Just Add It.

The Dwolla Ecosystem works with every major U.S. Bank. With a few lines of code, Dwolla accommodates your current financial partner. Below are three examples.

Wells Fargo
Silicon Valley Bank
Metropolitan Commercial Bank

Wells Fargo

Authorization: Bearer GnlMMOlLLTTwRRC44gGPkjfsVbVtwzkptDVdIB0fwGwLnV481N" -d '{
    "routingNumber": "073000228",
    "accountNumber": "1234567890",
    "type": "checking",
    "name": “Wells Fargo”
}

Silicon Valley Bank

Authorization: Bearer GnlMMOlLLTTwRRC44gGPkjfsVbVtwzkptDVdIB0fwGwLnV481N" -d '{
  "routingNumber": "121140399",
  "accountNumber": "123456789",
  "bankAccountType": "checking",
  "name": “Silicon Valley Bank”
}

Metropolitan Commercial Bank

Authorization: Bearer GnlMMOlLLTTwRRC44gGPkjfsVbVtwzkptDVdIB0fwGwLnV481N" -d '{
  "routingNumber": "026013356",
  "accountNumber": "123456789",
  "bankAccountType": "checking",
  "name": “Metropolitan Commercial Bank”
}

Wells Fargo

Authorization: Bearer GnlMMOlLLTTwRRC44gGPkjfsVbVtwzkptDVdIB0fwGwLnV481N" -d '{
    "routingNumber": "073000228",
    "accountNumber": "1234567890",
    "type": "checking",
    "name": “Wells Fargo”
}

Wells Fargo

Silicon Valley Bank

Authorization: Bearer GnlMMOlLLTTwRRC44gGPkjfsVbVtwzkptDVdIB0fwGwLnV481N" -d '{
  "routingNumber": "121140399",
  "accountNumber": "123456789",
  "bankAccountType": "checking",
  "name": “Silicon Valley Bank”
}

Silicon Valley Bank

Metropolitan Commercial Bank

Authorization: Bearer GnlMMOlLLTTwRRC44gGPkjfsVbVtwzkptDVdIB0fwGwLnV481N" -d '{
  "routingNumber": "026013356",
  "accountNumber": "123456789",
  "bankAccountType": "checking",
  "name": “Metropolitan Commercial Bank”
}

Metropolitan Commercial Bank

Every Major U.S. Bank. One Dwolla Ecosystem.

Dedicated to Your Success

Dwolla offers customized levels of support—from self-service to white glove, even customized professional services—
across our various plans. When you succeed, so do we.