The Dwolla Platform

Send

Receive

Send & Receive

Facilitate

Use ACH transfers to send funds to your users.

Simply receive funds from your users.

End-to-end, both send and receive funds to and from your users.

Provide the interface that allows your users to send funds to each other.

Send funds to your users via the Dwolla Platform.

Receive funds form your users via Dwolla.

Both send and receive funds to and from your users via Dwolla.

Provide the interface that allows your users to send funds to each other via Dwolla

GOAT integrated Dwolla to pay out on its marketplace.

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Explore examples of how other businesses use Dwolla.

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Nomad Health uses this funds flow on its healthcare staffing platform.

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Explore examples of how other businesses use Dwolla.

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An integration made easy

Developer friendly—Dwolla is implemented seamlessly into your user experience and scales reliably, exceeding 99.9% uptime.

curl -X POST -H "Accept: application/vnd.dwolla.v1.hal+json" -H "Content-Type: application/json" -H "Authorization: Bearer LlcntSzAKFLC9rnhlTBflutTqSCOfZavWUizDQJVtkS5noVHt2" -d '{
    "firstName": "Jane",
    "lastName": "Merchant",
    "email": "jmerchant@nomail.com",
    "type": "receive-only"
}' "https://api-sandbox.dwolla.com/customers" -v

curl -X POST -H "Content-Type: application/json" -H "Accept: application/vnd.dwolla.v1.hal+json" -H "Authorization: Bearer GnlMMOlLLTTwRRC44gGPkjfsVbVtwzkptDVdIB0fwGwLnV481N" -d '{
    "routingNumber": "222222226",
    "accountNumber": "123456789",
    "type": "checking",
    "name": "Jane Merchant - Checking"
}' "https://api-sandbox.dwolla.com/customers/12e9d133-cd46-4026-af11-f9ba0dc0fa82/funding-sources" -v

curl -X POST -H "Authorization: Bearer GnlMMOlLLTTwRRC44gGPkjfsVbVtwzkptDVdIB0fwGwLnV481N" -H "Content-Type: application/vnd.dwolla.v1.hal+json" -H "Accept: application/vnd.dwolla.v1.hal+json" -d '{
    "_links": {
        "source": {
            "href": "https://api-sandbox.dwolla.com/funding-sources/118b08b9-e1eb-48b7-94ad-866989b0764e"

        },
        "destination": {
            "href": "https://api-sandbox.dwolla.com/funding-sources/836ce660-d46f-43f4-8c7c-002291d1452e"
        }
    },
    "amount": {
        "currency": "USD",
        "value": "100.00"
    }
}' 'https://api-sandbox.dwolla.com/transfers' -v

Well-designed

Easily interact with technical resources, with webhooks designed to make your life easier.
Easy to test

Use the developer sandbox to access and build in a replica of the production environment.
Simple to integrate

Taking a proactive approach to the techstack, so our customers can get integrated quickly.

Your complete dashboard

A smarter way to inform payments processes, use the dashboard to manage users, transfers, and identify business trends in a single place.

"Dwolla's dashboard helps our team work smarter, making our platform more useful. Everyone from client success reps to legal and compliance teams use the dashboard to better serve our users."

- Peter Shankar, Equity Multiple CTO

Integrate with confidence

Let us help you manage the complexities of payments and security.

Scalable Protection

We leverage machine learning to help recognize bad behavior and employ an in-house analyst team to act on those insights.
Security as Culture

We believe security should be at the forefront of everything we build at Dwolla, reinforced through ongoing training.
Proven Practices

As demonstrated by our SOC 2 Report, Dwolla consistently takes thoughtful and appropriate steps to protect the platform and our customer’s data.
Thoughtful Tokenization

We tokenize high-value data in the financial transaction and partner with industry leaders to help protect your identity and your funds.

Do more with Dwolla

Bolster your payments implementation with these Integration Partners.

With Plaid, instantly verify and authenticate your user's connected bank accounts—no account and routing numbers necessary.
Use Sift to detect and prevent fraud with confidence using real-time risk scoring, powered by large-scale machine learning.

"We found Dwolla to have one of the best ACH-optimized APIs on the market."

Alexi Nazem

CEO & CO-FOUNDER

Read the case study
"From functionality to integration support, Dwolla’s bank transfer API has been ideal in helping us scale."

Bryan Petro

COO

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"In our search for a solution, it was clear from the developer documentation that Dwolla was a modern in-road to the ACH network."

Brian Fritton

CTO & CO-FOUNDER

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“Dwolla takes all of that complexity and wraps it up behind a well-documented API that does exactly what it says it does.”

Chris Johnson

SR. DEVELOPER

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Financial institutions play an important role in our network.

Dwolla, Inc. is an agent of Veridian Credit Union and Compass Bank and all funds associated with your account in our network are held in pooled accounts at Veridian Credit Union and Compass Bank. These funds are not eligible for individual insurance, including FDIC insurance and may not be eligible for share insurance by the National Credit Union Share Insurance Fund. Dwolla, Inc. is the operator of a software platform that communicates user instructions for funds transfers to Veridian Credit Union and Compass Bank.

Connect your business to the U.S. banking system

An integration made easy

Developer friendly—Dwolla is implemented seamlessly into your user experience and scales reliably, exceeding 99.9% uptime.

Well-designed

Easy to test

Simple to integrate

Your complete dashboard

Integrate with confidence

Let us help you manage the complexities of payments and security.

Scalable Protection

Security as Culture

Proven Practices

Thoughtful Tokenization

Do more with Dwolla

Bolster your payments implementation with these Integration Partners.

Are you ready to start your implementation?

Financial institutions play an important role in our network.