Dwolla Platform Features

Our platform works with all U.S. banks and credit unions. There’s no need to change your primary banking relationship to work with us.

Maintain your branding and control your user experience while leveraging our robust payments technology.

Build a payments experience tailored to your business and customer needs.

A tested platform that is highly available and scalable to grow with your increasing business needs.

Interactions result in unique identifiers instead of transmitting sensitive data.

Send funds to your users.

Collect funds from your users.

Move funds between two users.

Move funds between two accounts owned by the same user.

Utilize a combination of two, three or all funds flows to meet the payments needs of your users.

Move funds in and out of external bank accounts, using standard ACH processing times.

Move funds instantly between two users in your application.

Speed up your transfers with next day availability.

Expedite your payments with same day ACH timing.

Send real-time payments to bank accounts participating in the RTP® Network.

Enable incoming and outgoing real-time wire transfers.

Allow a user to send, receive and hold a balance on your application.

Enable a user to send or receive funds with only a name and email address.

Enable a user to receive funds with only a name and email address.

Add payment-related details to an ACH transfer with specific, customizable transaction information.

Different customer types and markets require different messaging requirements. We’ve standardized nearly 40 of them.

Each client account and Verified Customer is designated a balance to hold funds within your application.

Verify any U.S. bank or credit union account with Instant Account Verification or micro-deposits.

Communicate with developers by asking questions or reviewing FAQs that have already been asked and answered.

Build your own custom, branded notifications to reach your customers.

Work with us to increase your transaction limits to fit your business needs.

Engage the Dwolla team for expanded integration services and feature development.

Securely add and instantly verify a domestic debit card to accept online payments.

Access to a dedicated account representative and developer support. Need assistance with correcting a return or verifying an end user’s identity? Our team is ready to help.

Access the Dwolla Platform using low-code solutions to short-cut your integration.

All client applications have the ability to authenticate third parties to share or access data through OAuth.

Send thousands of payments at once from your bank or balance with one easy-to-use API endpoint.

Ask your user to attach their bank account, verify the routing information and request authorization to debit the account.

Build your integration in our sandbox test environment.

Designate and track a subset of a Verified Customer’s balance.

Simplify the process of transferring funds to and from external parties.

Webhook notifications keep you informed of all activity on your application.