Dwolla Platform Features
The core building blocks to program payments within your software application.
Platform Cornerstones
Bank Agnostic
Our platform works with all U.S. banks and credit unions. There’s no need to change your primary banking relationship to work with us.
Branded Experience
Maintain your branding and control your user experience while leveraging our robust payments technology.
Configurable API
Build a payments experience tailored to your business and customer needs.
Scalable Infrastructure
A tested platform that is highly available and scalable to grow with your increasing business needs.
Tokenization
Interactions result in unique identifiers instead of transmitting sensitive data.
Funds Flows
Combination
Utilize a combination of two, three or all funds flows to meet the payments needs of your users.
Interact with the Dwolla API
Transfer Types
Standard ACH
Move funds in and out of external bank accounts, using standard ACH processing times.
Real-Time Payments
Send real-time payments to bank accounts participating in the RTP® Network.
Customer Types
Unverified Customer
Enable a user to send or receive funds with only a name and email address.
Platform Features
Addenda Records
Add payment-related details to an ACH transfer with specific, customizable transaction information.
Automated Notifications
Different customer types and markets require different messaging requirements. We’ve standardized nearly 40 of them.
Digital Wallet Functionality
Each client account and Verified Customer is designated a balance to hold funds within your application.
Bank Verification
Verify any U.S. bank or credit union account with Instant Account Verification or micro-deposits.
Community Forum
Communicate with developers by asking questions or reviewing FAQs that have already been asked and answered.
Customized Notifications
Build your own custom, branded notifications to reach your customers.
Custom Transfer Limits
Work with us to increase your transaction limits to fit your business needs.
Custom Feature Development
Engage the Dwolla team for expanded integration services and feature development.
Debit Card Verification
Securely add and instantly verify a domestic debit card to accept online payments.
Dedicated Support Team
Access to a dedicated account representative and developer support. Need assistance with correcting a return or verifying an end user’s identity? Our team is ready to help.
Drop-in Components
Access the Dwolla Platform using low-code solutions to short-cut your integration.
Integrated Partner Functionality
All client applications have the ability to authenticate third parties to share or access data through OAuth.
Mass Payments
Send thousands of payments at once from your bank or balance with one easy-to-use API endpoint.
On-Demand Transfers
Ask your user to attach their bank account, verify the routing information and request authorization to debit the account.
Virtual Account Numbers
Simplify the process of transferring funds to and from external parties.
