By: Caitlin,

What if there was a way to accurately predict just how well your product was going to work in production, out in the “wild” under specific stressors or when processing high volumes? What if I told you there was a way to do just this without encountering unplanned downtime, in turn losing money and customers to a frustrating user experience?

Integrating payments into your platform or application isn’t always straightforward. With the release of our white labeled bank transfer APIs, no one Dwolla White Label integration looks or functions exactly the same.

Different partners require different payment flows and differing levels of user verification or bank account verification and each integration is customized to look native to their own user experience.

This is exactly why we’ve built a comprehensive staging environment for partners to build and test their integrations, and it’s available for free to any developer interested in integrating with our APIs. Within the Dwolla Sandbox, developers can build within an environment that mimics Dwolla’s production environment, without the real-world consequences of posting broken code to production and creating headaches for your customers and development team.

Avoid unintentional downtime, panic-inducing bugs, and a broken user experience by utilizing our sandbox environment as essential to your QA testing. When you’re done building, you’ll be able to confidently push code to production, expecting your integration to perform exactly as it did in the staging environment.

Pro Tip: Use fake data

While testing in the sandbox environment, we require developers to utilize fake data during testing. By using fake data, you won’t have to worry about exposing real customer’s sensitive information. You’ll also be able to replicate complex scenarios within your integration in a way that you would not have been able to do with real data, while achieving predictable results. This can help you setup your environment and track down potential issues more quickly.

When integrating Dwolla’s White Label bank transfer API, your brand remains front and center to the user experience. Because of this, you want to make sure you get the integration right before releasing it to customers.

Dwolla SandboxWe’re here to help

When building in the Dwolla Sandbox, our team is available to offer developer support throughout the integration and help resolve potential obstacles encountered during development. Once you’ve signed a contract and are getting ready to go live, our legal and compliance teams will also take time to review the integration and help you verify that appropriate rules and regulations are being met around things such as bank account and customer verification—better to straighten out while testing than to go live and find issues. By doing so, you reduce your risk of harming the user experience of paying or loyal customers.

For software developers in any industry, utilizing a third party service provider’s test environment has become the new normal.

Allowing companies to test high-volume Dwolla events and complex scenarios before they and their users encounter them in the real-world (with real money and real data) is just a good business practice.

Get started by setting up your testing environment in the Dwolla sandbox—start building our powerful bank transfer solution directly into your own platform or application.

Get started with your own ACH integration

We'll help you design your ideal payments experience.


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Financial institutions play an important role in the Dwolla network.

Dwolla, Inc. is an agent of Veridian Credit Union and Compass Bank and all funds associated with your account in the Dwolla network are held in pooled accounts at Veridian Credit Union and Compass Bank. These funds are not eligible for individual insurance, including FDIC insurance and may not be eligible for share insurance by the National Credit Union Share Insurance Fund. Dwolla, Inc. is the operator of a software platform that communicates user instructions for funds transfers to Veridian Credit Union and Compass Bank.