Dwolla’s ACH payment API is a mass payment solution that enables businesses to initiate hundreds of supplier payments or vendor payments through an easy to use, intuitive dashboard.

When shopping for a payments solution to initiate mass payments through the ACH Network, there are many things to consider, from ease of integration and commitment of developer time, to cost and functionality.

Make sure you have the following in mind when searching for a mass payment solution:

When implementing a new payouts solution, there are two paths:

Option 1: Build an ACH payment API yourself from scratch. You’ll end up building a solution that costs your business hours of valuable development time, as well as money. You risk getting caught up in red tape and compliance frustrations (that Dwolla can help you manage).

Option 2: Integrate Dwolla’s ACH payment API solution. Your application can build on top of Dwolla’s existing infrastructure—financial institution partners, communication protocols and more—to get up and running in a few weeks.

In an industry that’s moving quickly, building every element of your payment solution is simply not feasible. Power payments by integrating Dwolla’s White-Label ACH API, giving your business a tailored solution with your branding, but with the support of payment experts on your team.

A White-Label Mass Payments Solution

Wait—what’s a white-label mass payouts solution?

Simply put, Dwolla is considered a “white-label” API allowing your business to make mass payouts using the Dwolla API via ACH transfer, but to the user, the payments maintain your look and feel; you get the power of Dwolla’s technology with your company branding at the forefront.

Dwolla’s white-labeled mass payment feature allows you to make batch payouts directly to bank accounts.

Every line item matters when running a business; the most efficiently run operations account for every expense. Unlike credit card payments, with varying percentage-based fees and costs per transaction, your budget can have consistency with Dwolla.

With no fee per-transaction, pay a flat rate each month based on your use case, and make managing monthly business expenses far more simple—no more calculating and speculating based on percentage points.

Earn Additional Revenue

Make money from your payment integration. Earn revenue for each batch payout using Dwolla’s facilitator fee feature, simplifying splitting payments between you and your providers.

The facilitator fee can be sliced and diced in several ways. Make it a fixed rate based on each payout or collect a fee based on a percentage of the transaction. Within Dwolla’s ACH payment API, programmatically set parameters for transactions.

A Full-Stack ACH Solution

From our flat fee pricing structure to our easy implementation and integration, Dwolla’s white label API makes sense for businesses looking to become more efficient.

  • Payouts are automated with company branding
  • Costs are straightforward and predictable, simple to manage
  • Collect an additional profit using our facilitator fee

Let’s get started, we’re more than happy to help.


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