By: Dwolla,

Get free, unlimited, and instant payments with Current.


Current is building collaborative, transparent financial services for family and friends on Dwolla’s White Label API. By integrating Dwolla’s API on the backend, Current is able to enjoy an easy on-ramp to the ACH system.

If you’ve been using Dwolla’s web and mobile applications for P2P payments functionality, the features and functionality of Current will be familiar to you. We’ve explained how to get started with the app below, it’s a quick and easy process.

Getting started with Currentcurrent2x

Since the announced changes in P2P payments functionality at Dwolla, we’ve worked closely with Current to ensure your transition to its service is as simple and seamless as possible. You can get started in three easy steps:

  1. Visit
  2. Click ‘Open a Current Account’
  3. Login and connect your Dwolla Account

Once you login and connect your Dwolla account, a one-time balance transfer from your Dwolla balance to your new Current account will automatically occur and those funds will be reflected in your Current account balance.

A few tips: Opening a new Current account does NOT delete your Dwolla account. Additionally, if you receive funds from a business into your Dwolla account after you’ve created a Current account, those funds will be in your Dwolla balance. With that in mind, we recommend turning on auto-withdraw so any funds sent to your Dwolla account will automatically withdraw to your bank account.


For questions about the application, feel free to review Current’s FAQ or reach out to

Financial institutions play an important role in the Dwolla network.

Dwolla, Inc. is an agent of Veridian Credit Union and Compass Bank and all funds associated with your account in the Dwolla network are held in pooled accounts at Veridian Credit Union and Compass Bank. These funds are not eligible for individual insurance, including FDIC insurance and may not be eligible for share insurance by the National Credit Union Share Insurance Fund. Dwolla, Inc. is the operator of a software platform that communicates user instructions for funds transfers to Veridian Credit Union and Compass Bank.