By: Dwolla,

When Dwolla launched nationally from a small coffee shop in Des Moines nearly six years ago, the vision was simple: to build the ideal way to move money. To help folks understand the value of our system, we shipped our own products, like and the mobile app. These simple interfaces allowed folks to interact with the network, but were never intended to be Xero or Apple Pay. 

Today, Dwolla is a platform. Our APIs and business tools make the bank transfer network easy to use, understand, and integrate into software applications. Instead of using our mobile application or, our customers are building their own. And, with each launch, our customers provide a new world-class user experience to their users—we couldn’t be more excited.

Reducing the time to market for new software applications

Companies, like Wunder Capital and GOAT, are building amazing projects and tackling niche opportunities made possible by the Internet, while providing world-class experiences for their customers. Supporting them means focusing more on the platform.

Starting December 7, 2016, we will be modifying some of the capabilities and experiences available through our own applications—namely, Dwolla Forms, Hub pages and our native mobile apps.

What’s not being impacted?

What’s all changing on Dwolla’s web and mobile applications on December 7, 2016?

To learn more about the wind-down, how your Dwolla account might be affected, and possible replacement services, please see the following FAQs for more information:

Improved focus, faster product roll outs, and better support

Our relentless focus on Automated Clearing House (ACH) payments has helped Dwolla become the nation’s most robust and future-proof bank transfer platform.

With this experience, we feel confident that it’s time we lead with businesses and developers in mind. The added clarity, simplicity, and focus will help Dwolla continue to bring new products—like Same-Day ACH.

Financial institutions play an important role in the Dwolla network.

Dwolla, Inc. is an agent of Veridian Credit Union and Compass Bank and all funds associated with your account in the Dwolla network are held in pooled accounts at Veridian Credit Union and Compass Bank. These funds are not eligible for individual insurance, including FDIC insurance and may not be eligible for share insurance by the National Credit Union Share Insurance Fund. Dwolla, Inc. is the operator of a software platform that communicates user instructions for funds transfers to Veridian Credit Union and Compass Bank.