Bank transfers made simple

In as little as 4 API endpoints, Dwolla provides developers and organizations powerful yet simple access to the nation's underlying bank transfer network, the Automated Clearing House. 

Our story

Launched nationally in 2010, Dwolla offered merchants and consumers an online and mobile alternative to expensive card networks. Since then, the company has evolved and expanded its technology to meet the challenges of its customers, introducing innovations in real-time payments, frictionless bank transfers, and tokenization. Following the 2011 release of its first publicly available API, the company introduced its White Label API in 2015. The debut marked the company's transition away from emphasizing its own branded network to providing third-party applications a seamless, flexible, and secure SaaS platform to access the U.S. banking infrastructure.

From the Heartland

Dwolla has raised over $35M from tier-one investors, including Andreessen Horowitz and Union Square Ventures, but our roots (and headquarters) remain in Des Moines, Iowa. You should check it out some time.

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Financial institutions play an important role in the Dwolla network.

Dwolla, Inc. is an agent of Veridian Credit Union and Compass Bank and all funds associated with your account in the Dwolla network are held in pooled accounts at Veridian Credit Union and Compass Bank. These funds are not eligible for individual insurance, including FDIC insurance and may not be eligible for share insurance by the National Credit Union Share Insurance Fund. Dwolla, Inc. is the operator of a software platform that communicates user instructions for funds transfers to Veridian Credit Union and Compass Bank.