Quick to Implement
Bank verification is a crucial step in the ACH transfer process that verifies both parties have valid bank accounts. Securely transmit sensitive data (bank account and routing numbers) from the front-end of your application to Dwolla, using Dwolla.js and Instant Account Verification (IAV).
Using a simple code snippet, enable Instant Account Verification (IAV). Before a customer links their financial institution, you’ll need to complete two steps: create a customer record and generate a one-time access token. We’ll use this token to link the funding source to the customer, keeping that sensitive data away from your servers.