ACH addenda records give businesses the ability to add more payment related details to the transaction.

More Predictable Cash Flow

More Predictable Cash Flow

An ACH entry’s specific transaction type is identified through the Standard Entry Class (SEC) code that is passed along with the transaction. Cash concentration and disbursements (CCD) is a code for business bank account to business bank account transactions. CCD payments give businesses a more predictable cash flow. Dwolla supports the CCD format for those business to business transactions.
More Detailed Records

More Detailed Records

ACH addenda records allow businesses to supply the payment recipient with more information about their transactions. An Addenda record is an ACH record that includes information like invoice numbers, names of entities involved or descriptions of the transaction that can identify a specific payment to a receiver. Additional details about the transaction provide the business’ end users with more information in the comfort of their own banking application.

With Dwolla, every business to business transaction has the opportunity to enable customizable payment information through ACH addenda records. With Dwolla, every business to business transaction has the opportunity to enable customizable payment information through ACH addenda records.
More Time Saved

More Time Saved

CCD is a specific SEC code for verified corporate to corporate bank accounts and allows for an addenda record. Extending the power of ACH addenda with CCD transactions (commonly referred to as CCD+) is just another benefit of the Dwolla Platform for businesses. When your business is doing millions of transactions across an application with hundreds of thousands of users, traceability is crucial to saving you and your customers time and money.

More information. More predictability. More value. At Dwolla we want to provide you with a robust payments platform so you can focus on one thing—your business.

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