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Make Bank Transfers Part of Your Business

Create a cohesive payment experience using Dwolla’s payment technology and offer automated bank-to-bank transfers through the ACH or RTP® Network.

Customize Your Experience

Keep your customer experience consistent while Dwolla’s modern payment API powers bank transfers in the background.

Increase Your Speed to Market

Accelerate your innovations using low-code Drop-in Components and comprehensive developer documentation that make getting started with Dwolla easy.

Improve Operational Efficiencies

Reconciliation and traceability are critical in payments. Streamline your reporting using the Dwolla Dashboard and our Quickbooks integration to automate manual processes.

Benefits of ACH Bank Transfers

ACH bank transfers are one of the most economical ways for businesses to move money in the United States—with more than 6 billion ACH payments initiated in the second quarter of 2019. In Q1 of 2021, quarterly volume of ACH bank transfers increased by 11% compared to Q1 of 2020. Those payments were valued at $17.3 trillion—a 19% increase from Q1 of 2020.  Bank transfers through the ACH Network have all kinds of applications, from personal savings companies to lending platforms. With Dwolla, businesses can pay lower transaction fees compared to credit cards—while having incredibly consistent processing times.

How Long Bank Transfers Take →

Benefits of Real-Time Payments

Real-time payments are faster bank transfers that clear and settle nearly instantaneously. The immediacy and certainty of an RTP transaction is made possible by the RTP® Network’s good funds model, which requires participating financial institutions to allow for the quick availability of funds. Integrating Dwolla’s payment technology to connect with the RTP® Network gives your organization 24/7/365 access to sending real-time bank transfers.

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eddy lu goat
“Dwolla was able to free us from the imposed payout restrictions and thanks to their straightforward API documentation, we were up and running in 10 days with our own branded bank transfer solution.”
Eddy Lu
GOAT Co-Founder

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