Accelerate Your Growth With a Modern Payments Experience
Program payments into your application and simplify how you send, collect or facilitate payments.
Start Moving Money in 3 Steps
Step-by-step instructions simplify the task of enabling electronic payments.
-
Create a Customer
Onboard a customer to receive funds or verify their identity for full functionality. -
Attach a Payment Account
Add a funding source without having to store the sensitive data. -
Initiate a Transfer
Initiate a payment to transfer funds.
POST https://api-sandbox.dwolla.com/customers HTTP/1.1
Content-Type: application/vnd.dwolla.v1.hal+json
Accept: application/vnd.dwolla.v1.hal+json
Authorization: Bearer 0Sn0W6kzNicvoWhDbQcVSKLRUpGjIdlPSEYyrHqrDDoRnQwE7Q
{
"firstName": "Caroline",
"lastName": "Johnson",
"email": "caroline.johnson@yahoo.com",
"ipAddress": "99.99.99.99"
}
Start Moving Money in 3 Steps
Step-by-step instructions simplify the task of enabling electronic payments.
POST https://api-sandbox.dwolla.com/customers HTTP/1.1
Content-Type: application/vnd.dwolla.v1.hal+json
Accept: application/vnd.dwolla.v1.hal+json
Authorization: Bearer 0Sn0W6kzNicvoWhDbQcVSKLRUpGjIdlPSEYyrHqrDDoRnQwE7Q
{
"firstName": "Caroline",
"lastName": "Johnson",
"email": "caroline.johnson@yahoo.com",
"ipAddress": "99.99.99.99"
}
Create a Customer
POST https://api-sandbox.dwolla.com/customers/c2126144-9f8f-4dd8-84c2-fba78828c526/funding-sources HTTP/1.1
Content-Type: application/vnd.dwolla.v1.hal+json
Accept: application/vnd.dwolla.v1.hal+json
Authorization: Bearer 0Sn0W6kzNicvoWhDbQcVSKLRUpGjIdlPSEYyrHqrDDoRnQwE7Q
{
"routingNumber": "021000021",
"accountNumber": "9876543210",
"bankAccountType": "checking",
"name": "Chase Checking"
}
Attach a Payment Account
POST https://api-sandbox.dwolla.com/transfers HTTP/1.1
Accept: application/vnd.dwolla.v1.hal+json
Content-Type: application/vnd.dwolla.v1.hal+json
Authorization: Bearer 0Sn0W6kzNicvoWhDbQcVSKLRUpGjIdlPSEYyrHqrDDoRnQwE7Q
{
"_links": {
"source": {
"href": "https://api-sandbox.dwolla.com/funding-sources/2abc3cb7-d548-410d-ba1b-b9b95ef42400"
},
"destination": {
"href": "https://api-sandbox.dwolla.com/funding-sources/75d94e67-1c83-4602-b26a-09322632a942"
}
},
"amount": {
"currency": "USD",
"value": "900.00"
}
}
Initiate a Transfer
Integrate Scalable Payment Technology
Reporting, compliance and security features built-in.
Configurable
Validated
Scalable
Developer-friendly
Expanded Features For A Robust Payment Solution
Branded Experience
Maintain your branding and control the user experience while using our robust payments technology.
Digital Wallet
Adding wallet-like functionality with the Dwolla Balance, allowing verified users to access their funds and initiate faster payments.
Real-Time Payments
Send real-time payments to bank accounts participating in the RTP® Network.
Facilitate Payments
Your customers can transact with each other without your business coming into ownership of the funds.
Instant Account Verification
Reliably verify a user’s funding source type and keep sensitive data with Dwolla.
Push-to-Debit
Payouts to an attached debit card is less than 30 minutes with funds available 24/7/365.
Same Day ACH
Shorten the ACH transfer timeline to make funds available within the same business day.
Deliver a Successful Digital Transformation With Scalable Technology
Simplified Payment Integration
Dedicated Support Teams
Powerful Data Insights
Test Our Simplified API
Experience electronic payments in the Dwolla Sandbox, using the developer documentation as a roadmap to navigating Dwolla’s RESTful API.
The Dwolla Sandbox environment is a replica of the production environment, supporting the same API endpoints and features—without using real money or data. Once in production, an API response with Dwolla can happen in as little as 62 milliseconds.
