A standard ACH transfer can take up to five business days before the funds are made available.
However, if you’re initiating your payment on a banking holiday clearing times will be delayed until the next business day.
View this PDF to see a calendar view of 2019 bank holidays and how those dates will impact your ACH payments.
Interested in ACH Transfer Timing?
Unlike real-time payment processing, ACH (Automated Clearing House) transactions through the ACH Network are processed by a network operator at predetermined intervals throughout the business day.
Read our Understanding Dwolla’s ACH Transfer Timelines guide to learn more.