FinTech Applications

Treat Your Users to Painless Payments

Decrease administrative costs and earn the loyalty of your customers by integrating a complete digital payment experience within your application.

Deliver Convenience With Consistency

Building trust with your end users requires controlling their experience, encouraging the right behavior and avoiding unnecessary friction. Attracting and retaining new users is challenging—once you get them, don’t send them somewhere you can’t control.

With Dwolla’s payment technology, create a payment experience that keeps your end user within your application. Offer multiple payment account options to end users and create a competitive advantage for your business. Add wallet functionality to your app with the Dwolla Balance without building anything from scratch.

Customize the entire experience for sending, collecting or facilitating payments electronically.

Complying With Payment Best Practices

Sophisticated Security

Our approach to protecting data is third-party tested with a SOC 2 Type II ACH product and a Level 1 PCI DSS certified card environment.

Configurable API

Stay out of the transaction while still allowing the flow of funds on your platform between customers.

Robust Documentation

Written by developers, for developers to help with creating new customers, adding funding sources and handling transactions.

Calculate Your Savings

This cost calculator from Nacha can estimate how much your application could save by offering electronic payments instead of credit cards or checks. Whether you are doing payroll disbursements or offering a rewards program, input your monthly transaction totals and receive your estimate.

Start Calculating →
Illustrated calculator with a dark purple api illustration.
“RTP with Dwolla has given us such a competitive advantage. Before, drivers would wait up to 24 hours to have money in their account. That means their business stops. With RTP, funds are in their account in minutes.”
Co-Founder of Ualett® by Cabicash Solutions Inc.
The cadence that we are able to take new product releases from Dwolla, get them integrated into our platform and pushed out to customers is super fast. Our customers love that the acceleration of new tech is so quick.
Chief Operating Officer
"Dwolla offers simplicity where we can do everything under one API, with one team. If you want an all-in-one shop that can service the bank authentication and initiate ACH transfers, in lieu of going after these disparate parts—Dwolla is your solution."
VP of Product
"With Dwolla, we’re able to transfer money really smoothly, easily and quickly in a way that typical lenders aren’t familiar with."
CEO & Co-Founder
"Working with [Dwolla’s] tech team on our integration was great. They were always quick to respond to questions and very receptive to feedback. A feature that we requested during a meeting with them went live only a few weeks later. This gives us the confidence that as our payment needs evolve, so will Dwolla."
Staff Software Engineer

Start Programming Your Payments