Wire Transfers for Businesses
With Dwolla, businesses can choose to expedite a transaction through the ACH Network or request a wire transfer to move funds even quicker—at an additional cost.

Comparing Wire Transfers & ACH Transfers for Businesses
While both payment options involve transferring funds, ACH transfers are generally inexpensive and come with automated processes for monitoring transactions compared to wire transfers, which are fast but tend to come with manual and costly tasks.
Cost
Tracking
Automation
As a way to offer payments that balance speed with value, Dwolla offers Same Day and Next Day ACH transactions that can cost just cents per transaction. With Dwolla, ACH transactions are processed in batches at noon and 4 p.m. CST; Next Day ACH transactions are processed and become available on the next business day.
Wire transfers do not instantly move money but offer a fast alternative to move funds. Funds may settle within a few hours but wire transfers can cost anywhere from $10-$40 to initiate. Some of Dwolla’s customers have shorter windows to move funds and work with their account manager to request a wire transfer for the purpose of preloading a bank account to send payments.
