Dwolla offers a bank transfer platform for customers who are interested in sending, receiving, or facilitating bank transfers from one U.S. bank account to another. For example, customers that bank at Wells Fargo can easily send money via Dwolla to members of Chase or Bank of America.

Individuals can also link their bank accounts to Dwolla in order to leverage our ready-made payment tools like Dwolla MassPay or Next Day ACH transfers, enabling them to pay thousands of customers at once or can reduce bank transfer times to 1-2 business days, respectively.

Developers are creating innovative new solutions on our platform, building our bank transfer functionality into their platforms or applications by utilizing our White Label API, hosting a seamless payment experience for their end-users that looks and feels like their brand.

Financial institutions like Wells Fargo and Chase offer ACH origination services to approved business members, but if you’re not ready to build your own interface with your financial institution—Dwolla may offer the perfect solution for you. With straightforward documentation and extensive developer resources, developers leveraging Dwolla’s APIs can build a powerful solution that does everything from verify users’ bank accounts to sends branded email communications triggered by account and transaction events.

What’s better is that you’ll always know what you’re paying. Our web application is free for users that head to dwolla.com, sign up, and use our ready-made payment tools. Our White Label bank transfer APIs are available for a flat monthly fee, no per transaction fee and no unpredictable costs.

Could you benefit from a leading edge bank transfers API? We’d love to help you design your ideal solution.

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Financial institutions play an important role in our network.

Dwolla, Inc. is an agent of Veridian Credit Union and Compass Bank and all funds associated with your account in our network are held in pooled accounts at Veridian Credit Union and Compass Bank. These funds are not eligible for individual insurance, including FDIC insurance and may not be eligible for share insurance by the National Credit Union Share Insurance Fund. Dwolla, Inc. is the operator of a software platform that communicates user instructions for funds transfers to Veridian Credit Union and Compass Bank.