Retail marketplaces and mobile fintech apps alike are faced with a number of options when selecting a solution that addresses their unique ACH processing needs. Dwolla’s feature rich, easy to integrate API is a popular option for small businesses and tech companies for how quickly small teams can implement Dwolla as their payment solution and reduce their time to market. 

From entry level tools to an integrated payment experience, Dwolla helps startups access the ACH system in a way that suits each business’s unique needs.

Both Dwolla’s branded OAuth experience, as well as our white labeled solution, are available to help facilitate payment processing for startups. Those startups looking to control the payments experience, from customer onboarding to payment initiation, can tap into Dwolla’s API. This allows them to not only customize the customer experience, but also reduce their compliance and regulatory requirements, allowing them to focus on their core business.

Whether you’re running a startup that needs a straightforward payment disbursement solution or a more holistic, end-to-end payments experience—including instant bank verification and KYC requirements—Dwolla’s robust API allows you to facilitate payments from, to, or between your customers.

Want more control over the customer experience? Here are a few things that you can take advantage of when tapping into our Dwolla's solution:

ACH Payouts

Startups can use the Dwolla API to process bank sourced transfers in a white label capacity, in many cases requiring only the customer data already on file. It’s a perfect solution for payouts, an integration consisting of only 4 endpoints.

Customer Verification

Many companies must fulfill customer verification (KYC) requirements for both personal and commercial accounts when facilitating funds transfer. B2B software providers find this particularly useful for onboarding their business clients.

Bank Account Verification

Startups can quickly and easily leverage Dwolla.js—a powerfully simple integration that gives you two options to execute bank verification: post customer account and routing number directly to Dwolla, or embed our instant account verification process. Sensitive customer financial information never hits your servers. All this, in a few lines of code.

Is building your own payments infrastructure pushing your launch date back? Let us help you get to market faster.

Connect your business to the U.S. banking system

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Financial institutions play an important role in our network.

Dwolla, Inc. is an agent of Veridian Credit Union and Compass Bank and all funds associated with your account in our network are held in pooled accounts at Veridian Credit Union and Compass Bank. These funds are not eligible for individual insurance, including FDIC insurance and may not be eligible for share insurance by the National Credit Union Share Insurance Fund. Dwolla, Inc. is the operator of a software platform that communicates user instructions for funds transfers to Veridian Credit Union and Compass Bank.