Cost effective A C H transfers can be used to:

Send ACH transfers to customers

Receive ACH transfers from customers

Facilitate ACH transfers between customers 

Send ACH payouts or mass payments

Making an ACH Transfer in a software application requires set up time, a bank, and a software provider. The right ACH provider should work with Wells Fargo, Chase, US Bank, or any other US bank.

Selecting the right software provider can dramatically reduce the time it takes your company to launch a bank transfer application in the market.

The ACH system is a batch processing system that moves money between banks. We focus on making it much more simple to use the ACH system.

ACH Transfer

There are 2 ways we can help you take advantage of ACH payments:

1. Our Dwolla.com solution makes the bank transfer network easy for anyone to use.

2. Our White label ACH API makes the bank transfer network easy for businesses to customize and brand.

Transferring money to your bank account has been made simpler with Dwolla’s ACH transfer solution. Now you can make ACH transfers to bank accounts within your own application using the Dwolla API or you can tap into our fully built application. The days of paper checks are forever behind you, speeding everything up and keeping you from having to physically go to the bank to move money. When you use our ACH API to make transfers to bank accounts, the process is seamless and quick, with everything happening electronically over the internet.

ACH transfers to bank accounts typically take between three and four business days to complete. With Dwolla’s solution, you’ll also have the option to only accept real-time payments that come from someone’s Dwolla balance, or FiSync bank.​ What’s FiSync? FiSync works with the Internet and the U.S. financial system to provide "on-demand" or "real-time payments." This means that you can move money between your FiSync-enabled bank or credit union and Dwolla every hour of the year, and those funds will transfer immediately—which is a lot faster than traditional payment platforms.

If your application needs to move money, our ACH transfer is the one of the most affordable solutions, with no per transaction fees. Simply tap into the Dwolla API to make ACH transfers to bank accounts so you can either pay your partners or get paid by customers. This is by far the easiest way to move money from your application to your bank account. We believe in building products that create efficiency and move money in real-time.

Our white label ACH API partners also qualify for next day ACH payments.

So if you need to find a solution that allows you to make ACH transfers to bank accounts, you’ve come to the right place. We’ve built the simplest way to move money from your application to your bank account. Contact our sales team to let us know exactly what you need and we’ll get you set up with a custom solution in no time.

Get started today.

Use the API. Contact sales.
Financial institutions play an important role in the Dwolla network.

Dwolla, Inc. is an agent of Veridian Credit Union and Compass Bank and all funds associated with your account in the Dwolla network are held in pooled accounts at Veridian Credit Union and Compass Bank. These funds are not eligible for individual insurance, including FDIC insurance and may not be eligible for share insurance by the National Credit Union Share Insurance Fund. Dwolla, Inc. is the operator of a software platform that communicates user instructions for funds transfers to Veridian Credit Union and Compass Bank.