There are incredible cost savings associated with utilizing the ACH network for sending paymentshowever establishing yourself as an Originator isn’t exactly a walk in the park.

Any company can act as an Originator of electronic debits and credits while using a financial institution as the ODFI (Originating Depository Financial Institution). However, if you’ve been looking into this as an option to sending funds via the ACH network as part of your business, you’ll understand that you must do the diligent work of making sure you’re setting up everything in accordance with applicable compliance rules and procedures.

Instead of struggling to set up your own Origination program and losing months of valuable time reading up on the NACHA rule book, you could be looking into integrating with a trusted payments API in the ACH space.

Dwolla provides an easy on-ramp to the ACH network, and at varying levels of customization. You shouldn’t have to become a payments expert to get your business off the ground, that’s what we’re here for. We offer a full-stack ACH API that can be plugged easily into your existing platform or business to help you send, receive, or facilitate ACH transfers between your users.

Sound like something you’re interested in? We’d love to help you get started.

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Financial institutions play an important role in our network.

Dwolla, Inc. is an agent of Veridian Credit Union and Compass Bank and all funds associated with your account in our network are held in pooled accounts at Veridian Credit Union and Compass Bank. These funds are not eligible for individual insurance, including FDIC insurance and may not be eligible for share insurance by the National Credit Union Share Insurance Fund. Dwolla, Inc. is the operator of a software platform that communicates user instructions for funds transfers to Veridian Credit Union and Compass Bank.