Send money to customers

Receive money from customers

Transfer funds between customers 

- Send mass payments

ACH transfer can be one of the most cost-effective ways for you to collect funds from a customer’s bank account. Dwolla’s ACH API makes it easy to get up and running with ACH transfers in your business.

Dwolla provides an easy onramp to ACH payments for businesses. By using Dwolla ACH transfer services, you get to choose from a variety of integration options—we’ll help you choose the one that best suits your unique payments needs. Whether it’s our lightly Dwolla-branded OAuth payment solution, or our ACH API that allows you to control the customer experience, you’ll be leveraging the Dwolla ACH transfer infrastructure to help you navigate the complex world of payments processing.

You can accept ACH transfers at no cost per transaction:

- Send ACH transfers to customer bank accounts

- Receive ACH transfers from customer bank accounts

- Facilitate ACH transfers between customer bank accounts

- Receive automatic notifications with our transaction update webhooks

- Leverage a more flexible ACH transfer option

- Get up and running with the help of our dedicated support team

You can get started for free, or check out our robust ACH transfer solutions for businesses.

Get started.

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Financial institutions play an important role in our network.

Dwolla, Inc. is an agent of Veridian Credit Union and Compass Bank and all funds associated with your account in our network are held in pooled accounts at Veridian Credit Union and Compass Bank. These funds are not eligible for individual insurance, including FDIC insurance and may not be eligible for share insurance by the National Credit Union Share Insurance Fund. Dwolla, Inc. is the operator of a software platform that communicates user instructions for funds transfers to Veridian Credit Union and Compass Bank.